Estimate your income tax with our Pakistan salary tax calculator. Enter monthly or annual taxable salary, choose the relevant financial year and see annual tax, average monthly tax and salary after income tax in PKR. The calculator includes 2026–27 (Tax Year 2027) and 2025–26 (Tax Year 2026).
See your salary tax estimate
Enter the taxable part of your salary before income tax. Choose the right year to see annual tax, average monthly tax and pay after income tax.
For salary income only, before individual tax credits, rebates or deductible allowances. Business income, pensions and mixed-income returns need a separate calculation.
Average monthly income tax
2026–27 · Tax Year 2027 · 2026-07-01 to 2027-06-30
- Annual taxable salary, including extra bonus
- PKR 1,200,000.00
- Basic annual income tax
- PKR 6,000.00
- Salary surcharge
- PKR 0.00
- Effective income tax rate
- 0.50%
- Marginal slab rate
- 1%
1% of the amount over PKR 600,000
Monthly figures divide the annual estimate by 12 and include any bonus as an average. Actual payroll deductions can differ. Exempt pay components, provident fund, EOBI and other deductions are outside the displayed after-tax figure.
For this year, the salary surcharge under section 4AB does not apply.
Rule source: Finance Act 2026. Rule check: . Income Tax Ordinance, First Schedule, Part I, Division I, clause (2); section 4AB.
Salary tax slabs · 2026–27 · Tax Year 2027
| Annual taxable salary | Income tax calculation |
|---|---|
| Up to PKR 600,000 | No tax |
| Over PKR 600,000 to 1,200,000 | 1% of the amount over PKR 600,000 |
| Over PKR 1,200,000 to 2,200,000 | PKR 6,000 + 11% of the amount over PKR 1,200,000 |
| Over PKR 2,200,000 to 3,200,000 | PKR 116,000 + 20% of the amount over PKR 2,200,000 |
| Over PKR 3,200,000 to 4,100,000 | PKR 316,000 + 25% of the amount over PKR 3,200,000 |
| Over PKR 4,100,000 to 5,600,000 | PKR 541,000 + 29% of the amount over PKR 4,100,000 |
| Over PKR 5,600,000 to 7,000,000 | PKR 976,000 + 32% of the amount over PKR 5,600,000 |
| Over PKR 7,000,000 | PKR 1,424,000 + 35% of the amount over PKR 7,000,000 |
Common monthly salary examples · 2026–27 · Tax Year 2027
Examples assume 12 equal taxable salary payments, no extra bonus and no individual reliefs. Monthly tax is an annual average.
| Monthly taxable salary | Average monthly tax | Pay after income tax |
|---|---|---|
| PKR 50,000.00 | PKR 0.00 | PKR 50,000.00 |
| PKR 100,000.00 | PKR 500.00 | PKR 99,500.00 |
| PKR 150,000.00 | PKR 6,000.00 | PKR 144,000.00 |
| PKR 200,000.00 | PKR 13,000.00 | PKR 187,000.00 |
| PKR 250,000.00 | PKR 23,000.00 | PKR 227,000.00 |
| PKR 300,000.00 | PKR 34,666.67 | PKR 265,333.33 |
| PKR 500,000.00 | PKR 92,000.00 | PKR 408,000.00 |
| PKR 1,000,000.00 | PKR 264,500.00 | PKR 735,500.00 |
Calculations run in your browser. This plugin does not submit or save your salary values. Printing is optional.
An estimate for federal salary income before individual reliefs, not a tax return or a payroll determination. Maximum annual taxable salary, including bonus: PKR 100 million. Special tax years and other income categories are outside this calculator.
How to calculate salary tax in Pakistan
- Select the period in which the salary was earned. Financial year 2026–27 runs from 1 July 2026 to 30 June 2027 and is called Tax Year 2027.
- Enter the taxable salary amount before income tax. Choose monthly salary for 12 equal payments, or enter the annual total for changing pay or fewer months worked.
- Add an annual taxable bonus only if it is not already included in your salary figure.
- Calculate your estimate and review the applicable annual slab, any salary surcharge and the effective tax rate.
Salary tax slabs for 2026–27
The current salary schedule uses eight annual income bands. The highest slab applies a 35% rate to income exceeding PKR 7,000,000, with fixed tax for the lower bands. The complete table appears in the calculator and changes when you select another supported year.
For 2026–27, the salary surcharge under section 4AB does not apply. For the historical 2025–26 salary calculation, the tool adds the 9% salary surcharge on basic income tax when annual taxable salary exceeds PKR 10,000,000. Always choose the year that matches your income.
Sources: the Finance Act 2026, the Income Tax Ordinance amended to 30 June 2026, and the FBR rate card based on Finance Act 2025. Pakistan’s tax-year naming is explained on FBR’s tax-period page.
Example: tax on a PKR 200,000 monthly salary
For 2026–27, assume 12 monthly taxable salary payments of PKR 200,000, no extra bonus and no individual reliefs. Annual taxable salary is PKR 2,400,000. The estimate is PKR 116,000 plus 20% of the PKR 200,000 above PKR 2,200,000: PKR 156,000 annual tax, or PKR 13,000 average monthly tax. Average monthly pay after income tax is PKR 187,000 before other payroll deductions.
The slab rate applies to the income above that slab’s starting point. It is not a flat percentage charged on your entire salary. The effective rate compares total income tax with total annual taxable salary.
Frequently asked questions
Should I enter gross salary or the amount paid into my bank?
Enter the taxable portion of salary before income tax is deducted. A gross package can include exempt components or taxable benefits, while the bank payment can already have tax and other deductions removed. Confirm the taxable salary figure on your payroll records.
How do bonuses affect salary tax?
The tool adds the extra annual taxable bonus to annual taxable salary before applying the slabs. If your annual figure already includes the bonus, leave the bonus field at zero. A bonus can move part of your income into a higher band.
What if I worked for only part of the year?
Use Annual total and enter the salary attributable to the selected tax year. The monthly entry assumes 12 equal salary payments. The displayed monthly results divide the annual estimate by 12, so they are an average rather than a prediction of each actual payslip.
Does “pay after income tax” equal my exact take-home salary?
The estimate subtracts income tax from the taxable salary you entered. Exempt pay components, provident fund, EOBI, loan instalments and other payroll items are not included. When you enter a bonus, the monthly figure also averages it over 12 months.
Can I calculate business, freelance or pension tax here?
This calculator is for federal salary income only. Non-salary income, pensions, special tax years, individual tax reliefs and mixed-income returns need their own rules. The tool supports annual taxable salary including bonus up to PKR 100 million.
Are my salary details saved?
The calculator performs its arithmetic in your browser without submitting or saving the values you enter. Printing or saving a PDF is optional. Other website services are governed by the site’s privacy policy.
Methodology and updates
Monthly taxable salary is multiplied by 12, then any extra annual taxable bonus is added. The selected year’s fixed tax and rate on excess income determine basic tax. Any applicable salary surcharge is calculated separately. Basic tax and surcharge are rounded to paisa; monthly figures divide the annual totals by 12.
Rule check: 12 October 2026. This is an estimate before individual tax credits, rebates and deductible allowances. It does not file a return or establish an employer’s final withholding obligation. Check unusual situations with a qualified tax professional. New-year rules need verification and an update; the calculator does not silently reuse an old year as current law.
For other PKR calculations, visit our Pakistan currency converter.